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Nicholls city, GA

ZIP 31554 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31554

Median Home Value
$79,900
Median Rent
$417
Affordability Snapshot
$22,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$513/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31554 in Nicholls city, GA, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $513. That sits below the local median household income ($52,175), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.7%+20% vs US avg
x
Vacancy Rate
17.1%+66% vs US avg
x
Broadband Access
80.2%-8% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
4.8%-90% vs US avg
x
Mortgage-Free
61.0%+60% vs US avg
x
$79,900
Home Value
$417
Rent
1991
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.5%
  • 1-unit attached0.1%
  • 2-9 units3.7%
  • 10+ units0.0%
  • Mobile home & other44.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$79,900
Median rent$417
Owner-occupied78.7%
Vacant17.1%
Price-to-income1.5x
Est. income to buy$22,000