ZIP Code 31620 — Adel city, GA Demographics & Data

ZIP code 31620 covers Adel, GA in Cook County with a population of about 11,199.

At a glance, the area shows median age of 36.8 versus a U.S. median of about 38.9.

It sits in telephone area code 229; U.S. House district GA-8; the ALBANY, GA media market.

Median household income in ZIP 31620 is about $51,375 — about 32% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.5%; unemployment rate near 4.1%; 19.5% of adults with a bachelor’s degree or higher (about 14.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Construction; about 0.5% of workers reporting work-from-home (about 14.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $137,600 — about 60% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $601 (about 48% below the U.S. median rent ($1,163)), and owner-occupancy near 64.3% (about 1.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 31620 in Adel, GA, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $884. That sits below the local median household income ($51,375), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Adel city, GA as Very Low (composite score 34.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (86.2) and wildfire (45.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Adel city, GA show little to no average snow and around 50.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 494 for ZIP 31620 (Adel city, GA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.