US5.com
  1. Home
  2. States
  3. Georgia
  4. ZIP 31634
  5. Housing & Real Estate
Homerville city, GA

ZIP 31634 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31634

Median Home Value
$101,300
Median Rent
$294
Affordability Snapshot
$28,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$651/mo PITI).

6%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

28.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31634 in Homerville city, GA, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $651. That sits below the local median household income ($55,625), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
66.3%+1% vs US avg
x
Vacancy Rate
17.5%+70% vs US avg
x
Broadband Access
75.7%-13% vs US avg
x
4+ Bedrooms
8.3%-44% vs US avg
x
Built Pre-1939
11.0%-14% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
8.8%-82% vs US avg
x
Mortgage-Free
47.0%+23% vs US avg
x
$101,300
Home Value
$294
Rent
1980
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.6%
  • 1-unit attached0.7%
  • 2-9 units12.3%
  • 10+ units1.5%
  • Mobile home & other22.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$101,300
Median rent$294
Owner-occupied66.3%
Vacant17.5%
Price-to-income1.8x
Est. income to buy$28,000