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Warwick city, GA

ZIP 31796 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31796

Median Home Value
$151,500
Median Rent
$525
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$973/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31796 in Warwick city, GA, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $973. That sits below the local median household income ($47,803), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 28% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.0%+16% vs US avg
x
Vacancy Rate
28.2%+174% vs US avg
x
Broadband Access
78.1%-10% vs US avg
x
4+ Bedrooms
0.7%-95% vs US avg
x
Built Pre-1939
5.3%-58% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
31.9%-36% vs US avg
x
Mortgage-Free
59.0%+54% vs US avg
x
$151,500
Home Value
$525
Rent
1979
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.7%
  • 1-unit attached0.0%
  • 2-9 units9.2%
  • 10+ units0.0%
  • Mobile home & other17.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$151,500
Median rent$525
Owner-occupied76.0%
Vacant28.2%
Price-to-income3.2x
Est. income to buy$42,000