ZIP Code 31798 — undefined, GA Demographics & Data

ZIP code 31798 covers GA in Irwin County with a population of about 928.

At a glance, the area shows median age of 39.4 (near the U.S. median).

It sits in telephone area codes 229, 912; U.S. House district GA-8; the ALBANY, GA media market.

Median household income in ZIP 31798 is about $58,244 — about 22% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.2%; unemployment rate near 2.0%; 26.3% of adults with a bachelor’s degree or higher (about 7.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Agriculture, and Manufacturing; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $84,400 — about 76% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 97.7% (about 32.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 31798 in GA, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $542. That sits below the local median household income ($58,244), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for GA as Very Low (composite score 13.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (78.1) and wildfire (23.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for GA show little to no average snow and around 47.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 41 for ZIP 31798 (GA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.