US5.com
  1. Home
  2. States
  3. Georgia
  4. ZIP 31805
  5. Housing & Real Estate
Cusseta-Chattahoochee County unified government, GA

ZIP 31805 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31805

Median Home Value
$99,500
Median Rent
$449
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$639/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31805 in Cusseta-Chattahoochee County unified government, GA, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $639. That sits below the local median household income ($47,256), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 33% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.8%+10% vs US avg
x
Vacancy Rate
32.6%+217% vs US avg
x
Broadband Access
79.5%-9% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.0%
x
Built Post-2014
0.0%
x
Rent Burden >30%
4.0%-92% vs US avg
x
Mortgage-Free
70.8%+85% vs US avg
x
$99,500
Home Value
$449
Rent
1985
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.5%
  • 1-unit attached0.3%
  • 2-9 units1.4%
  • 10+ units1.7%
  • Mobile home & other37.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$99,500
Median rent$449
Owner-occupied71.8%
Vacant32.6%
Price-to-income2.1x
Est. income to buy$27,000