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Ellaville city, GA

ZIP 31806 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31806

Median Home Value
$154,100
Median Rent
$493
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$990/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31806 in Ellaville city, GA, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $990. That sits below the local median household income ($61,026), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.7%+20% vs US avg
x
Vacancy Rate
18.7%+81% vs US avg
x
Broadband Access
81.2%-7% vs US avg
x
4+ Bedrooms
5.8%-61% vs US avg
x
Built Pre-1939
1.2%-91% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
17.2%-65% vs US avg
x
Mortgage-Free
45.4%+19% vs US avg
x
$154,100
Home Value
$493
Rent
1993
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.4%
  • 1-unit attached0.0%
  • 2-9 units4.3%
  • 10+ units1.2%
  • Mobile home & other34.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$154,100
Median rent$493
Owner-occupied78.7%
Vacant18.7%
Price-to-income2.5x
Est. income to buy$42,000