US5.com
  1. Home
  2. States
  3. Georgia
  4. ZIP 31909
  5. Housing & Real Estate
Columbus city, GA

ZIP 31909 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31909

Median Home Value
$205,800
Median Rent
$1,111
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,322/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31909 in Columbus city, GA, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,322. That sits below the local median household income ($69,221), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
51.1%-22% vs US avg
x
Vacancy Rate
7.6%-26% vs US avg
x
Broadband Access
94.3%+8% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
1.5%-88% vs US avg
x
Built Post-2014
0.7%-91% vs US avg
x
Rent Burden >30%
19.4%-61% vs US avg
x
Mortgage-Free
34.1%-11% vs US avg
x
$205,800
Home Value
$1,111
Rent
1990
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.1%
  • 1-unit attached3.6%
  • 2-9 units18.0%
  • 10+ units18.3%
  • Mobile home & other1.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$205,800
Median rent$1,111
Owner-occupied51.1%
Vacant7.6%
Price-to-income3.0x
Est. income to buy$57,000