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Nassau Village-Ratliff CDP, FL

ZIP 32011 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32011

Median Home Value
$234,800
Median Rent
$767
Affordability Snapshot
$65,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,508/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32011 in Nassau Village-Ratliff CDP, FL, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,508. That sits below the local median household income ($77,121), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
85.7%+31% vs US avg
x
Vacancy Rate
6.1%-41% vs US avg
x
Broadband Access
89.8%+3% vs US avg
x
4+ Bedrooms
3.6%-76% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
2.5%-64% vs US avg
x
Rent Burden >30%
22.3%-55% vs US avg
x
Mortgage-Free
35.9%-6% vs US avg
x
$234,800
Home Value
$767
Rent
1996
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.5%
  • 1-unit attached0.6%
  • 2-9 units3.1%
  • 10+ units0.7%
  • Mobile home & other40.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$234,800
Median rent$767
Owner-occupied85.7%
Vacant6.1%
Price-to-income3.0x
Est. income to buy$65,000