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ZIP 32042 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32042

Median Home Value
$185,800
Median Rent
$783
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,194/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32042, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,194. That sits below the local median household income ($60,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
65.8%+1% vs US avg
x
Vacancy Rate
16.6%+61% vs US avg
x
Broadband Access
89.2%+2% vs US avg
x
4+ Bedrooms
0.1%-99% vs US avg
x
Built Pre-1939
5.1%-60% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
20.1%-60% vs US avg
x
Mortgage-Free
41.8%+9% vs US avg
x
$185,800
Home Value
$783
Rent
1986
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.8%
  • 1-unit attached0.1%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other32.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$185,800
Median rent$783
Owner-occupied65.8%
Vacant16.6%
Price-to-income3.1x
Est. income to buy$51,000