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ZIP 32050 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32050

Median Home Value
$229,200
Median Rent
$577
Affordability Snapshot
$63,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,472/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

33.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32050, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,472. That is about 19% above the local median household income ($52,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
81.0%+24% vs US avg
x
Vacancy Rate
5.0%-51% vs US avg
x
Broadband Access
85.5%-2% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
2.5%-64% vs US avg
x
Rent Burden >30%
3.2%-94% vs US avg
x
Mortgage-Free
32.6%-15% vs US avg
x
$229,200
Home Value
$577
Rent
1991
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached50.1%
  • 1-unit attached0.0%
  • 2-9 units2.8%
  • 10+ units2.2%
  • Mobile home & other44.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$229,200
Median rent$577
Owner-occupied81.0%
Vacant5.0%
Price-to-income4.3x
Est. income to buy$63,000