ZIP Code 32054 — Lake Butler city, FL Demographics & Data

ZIP code 32054 covers Lake Butler, FL in Union County with a population of about 12,467.

At a glance, the area shows median age of 39.7 (near the U.S. median).

It sits in telephone area code 386; U.S. House district FL-3; the JACKSONVILLE media market.

Median household income in ZIP 32054 is about $67,044 — about 11% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.7%; unemployment rate near 3.3%; 10.8% of adults with a bachelor’s degree or higher (about 22.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Public administration; about 6.0% of workers reporting work-from-home (about 9.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $166,700 — about 52% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $597 (about 49% below the U.S. median rent ($1,163)), and owner-occupancy near 76.3% (about 10.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32054 in Lake Butler, FL, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,071. That sits below the local median household income ($67,044), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lake Butler city, FL as Very Low (composite score 10.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (81.5) and wildfire (73.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lake Butler city, FL show little to no average snow and around 54.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 558 for ZIP 32054 (Lake Butler city, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.