ZIP Code 32073 — Bellair-Meadowbrook Terrace CDP, FL Demographics & Data

ZIP code 32073 covers Bellair-Meadowbrook Terrace, FL in Clay County with a population of about 42,825.

At a glance, the area shows median age of 42.0 versus a U.S. median of about 38.9.

It sits in telephone area code 904; U.S. House district FL-4; the JACKSONVILLE media market.

Bellair-Meadowbrook Terrace, FL sits in a university / college context (near fortis college-orange park (1.9 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 32073 is about $76,139 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.6%; unemployment rate near 3.8%; 27.4% of adults with a bachelor’s degree or higher (about 6.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Education; about 13.9% of workers reporting work-from-home (about 1.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $258,100 — about 26% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,189 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 61.5% (about 3.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32073 in Bellair-Meadowbrook Terrace, FL, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,658. That is roughly in line with the local median household income ($76,139). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bellair-Meadowbrook Terrace CDP, FL as Relatively Moderate (composite score 81.1), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (89.8) and flood (85.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bellair-Meadowbrook Terrace CDP, FL show little to no average snow and around 47.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,917 for ZIP 32073 (Bellair-Meadowbrook Terrace CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.