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ZIP Code 32085 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

At a glance

Population
3,365
Density
N/A
Median income
$64,219
-15% vs US avg
Home value
$436,700
+25% vs US avg
Median rent
$1,347
+16% vs US avg
Timezone
N/A

Overview of ZIP Code 32085

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What to know about ZIP 32085

ZIP code 32085 covers ZIP 32085 with a population of about 3,365.

At a glance, the area shows median age of 25.8 versus a U.S. median of about 38.9.

It sits in the JACKSONVILLE media market.

Income and economy in ZIP 32085

Median household income in ZIP 32085 is about $64,219 — about 15% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.9%; unemployment rate near 4.6%; 34.7% of adults with a bachelor’s degree or higher (about 1.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Real estate; about 7.5% of workers reporting work-from-home (about 7.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 32085

Median home value is about $436,700 — about 25% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,347 (about 16% above the U.S. median rent ($1,163)), and owner-occupancy near 46.9% (about 18.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32085, a household would need roughly $120,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,805. That is about 87% above the local median household income ($64,219), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.