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, FL

ZIP 32094 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32094

Median Home Value
$181,300
Median Rent
$642
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,165/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32094 in FL, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,165. That sits below the local median household income ($74,423), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.5%+14% vs US avg
x
Vacancy Rate
16.7%+62% vs US avg
x
Broadband Access
90.8%+4% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
9.4%-26% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
9.0%-82% vs US avg
x
Mortgage-Free
50.4%+32% vs US avg
x
$181,300
Home Value
$642
Rent
1995
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached32.1%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other67.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$181,300
Median rent$642
Owner-occupied74.5%
Vacant16.7%
Price-to-income2.4x
Est. income to buy$50,000