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Interlachen town, FL

ZIP 32148 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32148

Median Home Value
$87,800
Median Rent
$554
Affordability Snapshot
$24,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$564/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32148 in Interlachen town, FL, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $564. That sits below the local median household income ($45,320), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.8%+25% vs US avg
x
Vacancy Rate
13.9%+35% vs US avg
x
Broadband Access
86.7%-0% vs US avg
x
4+ Bedrooms
2.3%-84% vs US avg
x
Built Pre-1939
0.1%-100% vs US avg
x
Built Post-2014
1.7%-76% vs US avg
x
Rent Burden >30%
24.7%-50% vs US avg
x
Mortgage-Free
61.5%+61% vs US avg
x
$87,800
Home Value
$554
Rent
1987
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached33.9%
  • 1-unit attached0.1%
  • 2-9 units0.6%
  • 10+ units0.8%
  • Mobile home & other64.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$87,800
Median rent$554
Owner-occupied81.8%
Vacant13.9%
Price-to-income1.9x
Est. income to buy$24,000