ZIP Code 32162 — The Villages CDP, FL Demographics & Data

ZIP code 32162 covers The Villages, FL in Sumter County with a population of about 54,019.

At a glance, the area shows median age of 74.2 versus a U.S. median of about 38.9.

It sits in telephone area code 352; U.S. House district FL-11; the ORLANDO - DAYTONA BCH - MELBRN media market.

The Villages, FL fits a retirement-oriented profile (curated intent tag for zip 32162). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 32162 is about $73,927 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.5%; unemployment rate near 6.0%; 42.3% of adults with a bachelor’s degree or higher (about 8.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Arts and entertainment; about 26.8% of workers reporting work-from-home (about 11.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $358,100 — about 3% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,465 (about 26% above the U.S. median rent ($1,163)), and owner-occupancy near 93.4% (about 28.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32162 in The Villages, FL, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,300. That is about 34% above the local median household income ($73,927), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for The Villages CDP, FL as Relatively Moderate (composite score 87.6), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (95.8) and wildfire (92.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for The Villages CDP, FL show little to no average snow and around 43.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,418 for ZIP 32162 (The Villages CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.