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ZIP 32173
Housing & Real Estate

ZIP 32173 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32173

Median Home Value

$201,900

Median Rent

$1,371

Affordability Snapshot

$56,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,297/mo PITI).

27%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

12.3 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32173, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,297. That is roughly in line with the local median household income ($60,536). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

48.0%-27% vs US avg

Vacancy Rate

8.0%-23% vs US avg

Broadband Access

88.6%+2% vs US avg

4+ Bedrooms

0.0%

Built Pre-1939

0.7%-94% vs US avg

Built Post-2014

0.7%-90% vs US avg

Rent Burden >30%

29.6%-40% vs US avg

Mortgage-Free

72.0%+89% vs US avg

$201,900

Home Value

$1,371

Rent

1999

Year Built

2015

Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached32.1%
1-unit attached5.5%
2-9 units19.6%
10+ units23.8%
Mobile home & other19.0%

ZIP 32173 — Housing & Real Estate

Housing & Real Estate in ZIP Code 32173

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