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Welaka town, FL

ZIP 32193 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32193

Median Home Value
$271,800
Median Rent
$748
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,746/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32193 in Welaka town, FL, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,746. That is about 35% above the local median household income ($55,441), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 36% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.5%+20% vs US avg
x
Vacancy Rate
35.8%+247% vs US avg
x
Broadband Access
66.8%-23% vs US avg
x
4+ Bedrooms
1.6%-90% vs US avg
x
Built Pre-1939
0.2%-98% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
48.1%-3% vs US avg
x
Mortgage-Free
74.1%+94% vs US avg
x
$271,800
Home Value
$748
Rent
1986
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached48.8%
  • 1-unit attached0.0%
  • 2-9 units7.3%
  • 10+ units13.2%
  • Mobile home & other30.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$271,800
Median rent$748
Owner-occupied78.5%
Vacant35.8%
Price-to-income4.9x
Est. income to buy$75,000