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Jacksonville city, FL

ZIP 32205 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32205

Median Home Value
$257,900
Median Rent
$1,032
Affordability Snapshot
$71,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,657/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32205 in Jacksonville city, FL, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,657. That is about 17% above the local median household income ($60,609), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
56.0%-14% vs US avg
x
Vacancy Rate
11.2%+8% vs US avg
x
Broadband Access
83.4%-4% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
17.5%+37% vs US avg
x
Built Post-2014
1.2%-82% vs US avg
x
Rent Burden >30%
20.8%-58% vs US avg
x
Mortgage-Free
36.3%-5% vs US avg
x
$257,900
Home Value
$1,032
Rent
1952
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.1%
  • 1-unit attached1.1%
  • 2-9 units18.8%
  • 10+ units9.8%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$257,900
Median rent$1,032
Owner-occupied56.0%
Vacant11.2%
Price-to-income4.3x
Est. income to buy$71,000