ZIP Code 32207 — Jacksonville city, FL Demographics & Data

ZIP code 32207 covers Jacksonville, FL in Duval County with a population of about 35,320.

At a glance, the area shows median age of 39.2 (near the U.S. median).

It sits in telephone area code 904; U.S. House district FL-5; the JACKSONVILLE media market.

Median household income in ZIP 32207 is about $60,875 — about 19% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.4%; unemployment rate near 3.4%; 37.9% of adults with a bachelor’s degree or higher (about 4.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Professional services; about 17.6% of workers reporting work-from-home (about 2.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $254,800 — about 27% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,024 (about 12% below the U.S. median rent ($1,163)), and owner-occupancy near 50.9% (about 14.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32207 in Jacksonville, FL, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,637. That is roughly in line with the local median household income ($60,875). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Jacksonville city, FL as Relatively High (composite score 97.2), which is among the highest nationally. The strongest component scores on US5 are hurricane (97.7) and flood (97.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Jacksonville city, FL show little to no average snow and around 47.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,581 for ZIP 32207 (Jacksonville city, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.