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Jacksonville city, FL

ZIP 32208 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32208

Median Home Value
$139,500
Median Rent
$900
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$896/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

12.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32208 in Jacksonville city, FL, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $896. That is roughly in line with the local median household income ($39,873). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
54.0%-17% vs US avg
x
Vacancy Rate
11.2%+8% vs US avg
x
Broadband Access
81.5%-6% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
14.1%+10% vs US avg
x
Built Post-2014
0.7%-89% vs US avg
x
Rent Burden >30%
30.6%-39% vs US avg
x
Mortgage-Free
47.0%+23% vs US avg
x
$139,500
Home Value
$900
Rent
1961
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.7%
  • 1-unit attached0.5%
  • 2-9 units5.2%
  • 10+ units5.8%
  • Mobile home & other3.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$139,500
Median rent$900
Owner-occupied54.0%
Vacant11.2%
Price-to-income3.5x
Est. income to buy$38,000