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Jacksonville city, FL

ZIP 32217 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32217

Median Home Value
$291,300
Median Rent
$1,077
Affordability Snapshot
$80,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,871/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32217 in Jacksonville city, FL, a household would need roughly $80,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,871. That is roughly in line with the local median household income ($69,742). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
56.2%-14% vs US avg
x
Vacancy Rate
7.1%-31% vs US avg
x
Broadband Access
90.8%+4% vs US avg
x
4+ Bedrooms
3.3%-78% vs US avg
x
Built Pre-1939
0.7%-95% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
23.3%-53% vs US avg
x
Mortgage-Free
38.8%+1% vs US avg
x
$291,300
Home Value
$1,077
Rent
1971
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached48.2%
  • 1-unit attached3.9%
  • 2-9 units23.4%
  • 10+ units24.5%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$291,300
Median rent$1,077
Owner-occupied56.2%
Vacant7.1%
Price-to-income4.2x
Est. income to buy$80,000