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Jacksonville city, FL

ZIP 32256 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32256

Median Home Value
$360,200
Median Rent
$1,426
Affordability Snapshot
$99,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,314/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32256 in Jacksonville city, FL, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,314. That is about 35% above the local median household income ($73,203), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
39.6%-39% vs US avg
x
Vacancy Rate
7.4%-28% vs US avg
x
Broadband Access
96.5%+11% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
7.7%+12% vs US avg
x
Rent Burden >30%
15.0%-70% vs US avg
x
Mortgage-Free
35.5%-7% vs US avg
x
$360,200
Home Value
$1,426
Rent
2000
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached24.5%
  • 1-unit attached8.5%
  • 2-9 units20.4%
  • 10+ units45.2%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$360,200
Median rent$1,426
Owner-occupied39.6%
Vacant7.4%
Price-to-income4.9x
Est. income to buy$99,000