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Jacksonville city, FL

ZIP 32257 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32257

Median Home Value
$305,000
Median Rent
$1,260
Affordability Snapshot
$84,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,959/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32257 in Jacksonville city, FL, a household would need roughly $84,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,959. That is roughly in line with the local median household income ($75,180). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
59.9%-8% vs US avg
x
Vacancy Rate
5.8%-43% vs US avg
x
Broadband Access
92.2%+6% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
1.7%-87% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
30.7%-38% vs US avg
x
Mortgage-Free
31.5%-18% vs US avg
x
$305,000
Home Value
$1,260
Rent
1986
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.9%
  • 1-unit attached7.0%
  • 2-9 units12.3%
  • 10+ units23.7%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$305,000
Median rent$1,260
Owner-occupied59.9%
Vacant5.8%
Price-to-income4.1x
Est. income to buy$84,000