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ZIP 32315
Housing & Real Estate

ZIP 32315 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32315

Median Home Value

$220,600

Median Rent

$994

Affordability Snapshot

$61,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,417/mo PITI).

21%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.5 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32315, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,417. That is roughly in line with the local median household income ($55,747). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

41.8%-36% vs US avg

Vacancy Rate

11.5%+12% vs US avg

Broadband Access

95.5%+10% vs US avg

4+ Bedrooms

1.4%-91% vs US avg

Built Pre-1939

0.0%

Built Post-2014

0.1%-98% vs US avg

Rent Burden >30%

31.4%-37% vs US avg

Mortgage-Free

32.8%-14% vs US avg

$220,600

Home Value

$994

Rent

1978

Year Built

2018

Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached52.6%
1-unit attached5.6%
2-9 units28.2%
10+ units13.2%
Mobile home & other0.3%

ZIP 32315 — Housing & Real Estate

Housing & Real Estate in ZIP Code 32315

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