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Chattahoochee city, FL

ZIP 32324 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32324

Median Home Value
$79,400
Median Rent
$434
Affordability Snapshot
$22,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$510/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32324 in Chattahoochee city, FL, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $510. That sits below the local median household income ($42,607), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
70.2%+7% vs US avg
x
Vacancy Rate
20.7%+101% vs US avg
x
Broadband Access
71.8%-18% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
5.1%-60% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
14.0%-72% vs US avg
x
Mortgage-Free
72.7%+90% vs US avg
x
$79,400
Home Value
$434
Rent
1973
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.5%
  • 1-unit attached2.5%
  • 2-9 units8.1%
  • 10+ units4.3%
  • Mobile home & other26.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$79,400
Median rent$434
Owner-occupied70.2%
Vacant20.7%
Price-to-income1.9x
Est. income to buy$22,000