ZIP Code 32332 — Gretna city, FL Demographics & Data

ZIP code 32332 covers Gretna, FL in Gadsden County with a population of about 1,213.

At a glance, the area shows median age of 43.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 448, 850; U.S. House district FL-2; the TALLAHASSEE - THOMASVILLE media market.

Median household income in ZIP 32332 is about $33,750 — about 55% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 26.2%; unemployment rate near 2.0%; 12.4% of adults with a bachelor’s degree or higher (about 21.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Administrative support, and Agriculture; about 2.0% of workers reporting work-from-home (about 13.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $67,900 — about 80% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $422 (about 64% below the U.S. median rent ($1,163)), and owner-occupancy near 46.4% (about 19.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32332 in Gretna, FL, a household would need roughly $19,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $436. That sits below the local median household income ($33,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Gretna city, FL as Relatively Low (composite score 72.4), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (91.4) and wildfire (79.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Gretna city, FL show little to no average snow and around 59.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 54 for ZIP 32332 (Gretna city, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.