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Quincy city, FL

ZIP 32351 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32351

Median Home Value
$119,600
Median Rent
$553
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$768/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32351 in Quincy city, FL, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $768. That sits below the local median household income ($39,219), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
65.3%-0% vs US avg
x
Vacancy Rate
16.7%+63% vs US avg
x
Broadband Access
73.3%-16% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
24.9%-50% vs US avg
x
Mortgage-Free
57.6%+51% vs US avg
x
$119,600
Home Value
$553
Rent
1979
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.6%
  • 1-unit attached1.7%
  • 2-9 units6.2%
  • 10+ units2.6%
  • Mobile home & other27.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$119,600
Median rent$553
Owner-occupied65.3%
Vacant16.7%
Price-to-income3.0x
Est. income to buy$33,000