ZIP Code 32359 — Steinhatchee CDP, FL Demographics & Data

ZIP code 32359 covers Steinhatchee, FL in Dixie County with a population of about 1,406.

At a glance, the area shows median age of 58.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 352, 448, 850; U.S. House district FL-3; the TALLAHASSEE - THOMASVILLE media market.

Steinhatchee, FL fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 32359 is about $51,250 — about 32% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.5%; unemployment rate near 0.0%; 22.1% of adults with a bachelor’s degree or higher (about 11.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Administrative support, Healthcare, and Retail trade; about 20.7% of workers reporting work-from-home (about 5.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $141,900 — about 59% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 96.5% (about 31.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32359 in Steinhatchee, FL, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $912. That sits below the local median household income ($51,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Steinhatchee CDP, FL as Very Low (composite score 35.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (87.1) and wildfire (72.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Steinhatchee CDP, FL show little to no average snow and around 51.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 63 for ZIP 32359 (Steinhatchee CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.