ZIP Code 32411 — undefined, undefined Demographics & Data

ZIP code 32411 covers ZIP 32411 with a population of about 3,910.

At a glance, the area shows median age of 57.2 versus a U.S. median of about 38.9.

It sits in the PANAMA CITY media market.

ZIP 32411 fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 32411 is about $92,955 — about 24% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.7%; unemployment rate near 2.1%; 42.7% of adults with a bachelor’s degree or higher (about 9.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Finance and insurance; about 22.0% of workers reporting work-from-home (about 6.8 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $489,100 — about 41% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,722 (about 48% above the U.S. median rent ($1,163)), and owner-occupancy near 89.2% (about 23.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32411, a household would need roughly $135,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,142. That is about 45% above the local median household income ($92,955), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.