ZIP Code 32426 — Campbellton town, FL Demographics & Data

ZIP code 32426 covers Campbellton, FL in Jackson County with a population of about 710.

At a glance, the area shows median age of 54.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 448, 850; U.S. House district FL-2; the PANAMA CITY media market.

Median household income in ZIP 32426 is about $34,650 — about 54% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.4%; unemployment rate near 0.5%; 1.9% of adults with a bachelor’s degree or higher (about 31.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 3.0% of workers reporting work-from-home (about 12.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $87,200 — about 75% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $284 (about 76% below the U.S. median rent ($1,163)), and owner-occupancy near 91.0% (about 25.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32426 in Campbellton, FL, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $560. That sits below the local median household income ($34,650), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Campbellton town, FL as Relatively Low (composite score 75.7), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (94.3) and flood (60.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Campbellton town, FL show little to no average snow and around 51.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 32 for ZIP 32426 (Campbellton town, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.