ZIP Code 32449 — undefined, FL Demographics & Data

ZIP code 32449 covers FL in Calhoun County with a population of about 762.

At a glance, the area shows median age of 37.7 (near the U.S. median).

It sits in telephone area codes 448, 850; U.S. House district FL-2; the PANAMA CITY media market.

Median household income in ZIP 32449 is about $35,379 — about 53% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 33.9%; unemployment rate near 5.6%; 16.0% of adults with a bachelor’s degree or higher (about 17.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Agriculture, and Public administration; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 73.0% (about 7.6 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for FL as Relatively Low (composite score 44.9), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (89.1) and wildfire (59.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for FL show little to no average snow and around 63.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 34 for ZIP 32449 (FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.