What to know about ZIP 32516
ZIP code 32516 covers ZIP 32516 with a population of about 4,325.
At a glance, the area shows median age of 41.5 versus a U.S. median of about 38.9.
It sits in the MOBILE - PENSACOLA (FT WALT) media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP 32516 is tagged as a military / base community. Loading DoD locality rates… Rates are a planning reference — confirm with finance or the official DTMO BAH lookup.
ZIP code 32516 covers ZIP 32516 with a population of about 4,325.
At a glance, the area shows median age of 41.5 versus a U.S. median of about 38.9.
It sits in the MOBILE - PENSACOLA (FT WALT) media market.
ZIP 32516 reads as a military / base-oriented community on US5’s intent model (elevated veteran share (20.2%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.
US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.
Median household income in ZIP 32516 is about $42,000 — about 44% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 23.5%; unemployment rate near 5.5%; 15.0% of adults with a bachelor’s degree or higher (about 18.7 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Construction, and Food services; about 10.7% of workers reporting work-from-home (about 4.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $137,400 — about 61% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $815 (about 30% below the U.S. median rent ($1,163)), and owner-occupancy near 56.8% (about 8.6 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 32516, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $883. That is roughly in line with the local median household income ($42,000). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.