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Gonzalez CDP, FL

ZIP 32533 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32533

Median Home Value
$262,500
Median Rent
$870
Affordability Snapshot
$72,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,686/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32533 in Gonzalez CDP, FL, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,686. That sits below the local median household income ($85,459), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
84.6%+29% vs US avg
x
Vacancy Rate
4.9%-53% vs US avg
x
Broadband Access
93.3%+7% vs US avg
x
4+ Bedrooms
3.5%-77% vs US avg
x
Built Pre-1939
0.7%-94% vs US avg
x
Built Post-2014
3.5%-49% vs US avg
x
Rent Burden >30%
19.4%-61% vs US avg
x
Mortgage-Free
37.4%-2% vs US avg
x
$262,500
Home Value
$870
Rent
1992
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.0%
  • 1-unit attached2.9%
  • 2-9 units2.5%
  • 10+ units1.3%
  • Mobile home & other7.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$262,500
Median rent$870
Owner-occupied84.6%
Vacant4.9%
Price-to-income3.1x
Est. income to buy$72,000