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Ensley CDP, FL

ZIP 32534 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32534

Median Home Value
$192,500
Median Rent
$1,132
Affordability Snapshot
$53,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,237/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

14.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32534 in Ensley CDP, FL, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,237. That sits below the local median household income ($59,013), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
57.4%-12% vs US avg
x
Vacancy Rate
7.1%-31% vs US avg
x
Broadband Access
90.6%+4% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
2.3%-67% vs US avg
x
Rent Burden >30%
22.0%-56% vs US avg
x
Mortgage-Free
51.2%+34% vs US avg
x
$192,500
Home Value
$1,132
Rent
1990
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.5%
  • 1-unit attached1.1%
  • 2-9 units11.1%
  • 10+ units15.0%
  • Mobile home & other11.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$192,500
Median rent$1,132
Owner-occupied57.4%
Vacant7.1%
Price-to-income3.3x
Est. income to buy$53,000