What to know about ZIP 32540
ZIP code 32540 covers ZIP 32540 with a population of about 2,380.
At a glance, the area shows median age of 38.6 (near the U.S. median).
It sits in the MOBILE - PENSACOLA (FT WALT) media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 32540 covers ZIP 32540 with a population of about 2,380.
At a glance, the area shows median age of 38.6 (near the U.S. median).
It sits in the MOBILE - PENSACOLA (FT WALT) media market.
Median household income in ZIP 32540 is about $58,609 — about 22% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 18.1%; unemployment rate near 0.2%; 33.4% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).
Labor and commute patterns include leading industry context around Food services, Healthcare, and Construction; about 7.8% of workers reporting work-from-home (about 7.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $342,200 — about even with the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,336 (about 15% above the U.S. median rent ($1,163)), and owner-occupancy near 60.4% (about 5.0 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 32540, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,198. That is about 60% above the local median household income ($58,609), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.