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Gainesville city, FL

ZIP 32606 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32606

Median Home Value
$319,300
Median Rent
$1,474
Affordability Snapshot
$88,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,051/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32606 in Gainesville city, FL, a household would need roughly $88,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,051. That is roughly in line with the local median household income ($79,888). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
45.3%-31% vs US avg
x
Vacancy Rate
6.5%-37% vs US avg
x
Broadband Access
91.0%+5% vs US avg
x
4+ Bedrooms
3.7%-75% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
28.5%-43% vs US avg
x
Mortgage-Free
38.6%+1% vs US avg
x
$319,300
Home Value
$1,474
Rent
1992
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached45.8%
  • 1-unit attached7.1%
  • 2-9 units18.0%
  • 10+ units29.0%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$319,300
Median rent$1,474
Owner-occupied45.3%
Vacant6.5%
Price-to-income4.0x
Est. income to buy$88,000