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Hawthorne city, FL

ZIP 32640 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32640

Median Home Value
$153,600
Median Rent
$776
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$987/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32640 in Hawthorne city, FL, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $987. That sits below the local median household income ($58,727), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.3%+29% vs US avg
x
Vacancy Rate
19.7%+91% vs US avg
x
Broadband Access
83.9%-4% vs US avg
x
4+ Bedrooms
1.4%-90% vs US avg
x
Built Pre-1939
4.0%-68% vs US avg
x
Built Post-2014
1.9%-72% vs US avg
x
Rent Burden >30%
14.5%-71% vs US avg
x
Mortgage-Free
53.0%+39% vs US avg
x
$153,600
Home Value
$776
Rent
1985
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.4%
  • 1-unit attached0.0%
  • 2-9 units2.0%
  • 10+ units0.9%
  • Mobile home & other41.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$153,600
Median rent$776
Owner-occupied84.3%
Vacant19.7%
Price-to-income2.6x
Est. income to buy$42,000