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High Springs city, FL

ZIP 32643 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32643

Median Home Value
$254,900
Median Rent
$1,081
Affordability Snapshot
$70,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,637/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32643 in High Springs city, FL, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,637. That is roughly in line with the local median household income ($69,871). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.1%+30% vs US avg
x
Vacancy Rate
10.6%+3% vs US avg
x
Broadband Access
89.5%+3% vs US avg
x
4+ Bedrooms
1.3%-92% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
3.3%-52% vs US avg
x
Rent Burden >30%
24.9%-50% vs US avg
x
Mortgage-Free
45.0%+18% vs US avg
x
$254,900
Home Value
$1,081
Rent
1998
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.9%
  • 1-unit attached1.9%
  • 2-9 units1.1%
  • 10+ units0.2%
  • Mobile home & other31.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$254,900
Median rent$1,081
Owner-occupied85.1%
Vacant10.6%
Price-to-income3.6x
Est. income to buy$70,000