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Geneva CDP, FL

ZIP 32732 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32732

Median Home Value
$466,500
Median Rent
$1,122
Affordability Snapshot
$128,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,997/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

34.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32732 in Geneva CDP, FL, a household would need roughly $128,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,997. That is roughly in line with the local median household income ($112,222). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
94.5%+44% vs US avg
x
Vacancy Rate
14.4%+40% vs US avg
x
Broadband Access
94.8%+9% vs US avg
x
4+ Bedrooms
8.0%-46% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
4.2%-39% vs US avg
x
Rent Burden >30%
38.4%-23% vs US avg
x
Mortgage-Free
31.3%-18% vs US avg
x
$466,500
Home Value
$1,122
Rent
1991
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.8%
  • 1-unit attached0.1%
  • 2-9 units0.8%
  • 10+ units0.0%
  • Mobile home & other11.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$466,500
Median rent$1,122
Owner-occupied94.5%
Vacant14.4%
Price-to-income4.2x
Est. income to buy$128,000