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Oak Hill city, FL

ZIP 32759 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32759

Median Home Value
$266,600
Median Rent
$1,091
Affordability Snapshot
$73,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,713/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32759 in Oak Hill city, FL, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,713. That is about 18% above the local median household income ($61,968), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.7%+23% vs US avg
x
Vacancy Rate
25.4%+147% vs US avg
x
Broadband Access
84.0%-3% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.0%
x
Built Post-2014
2.9%-59% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
52.1%+36% vs US avg
x
$266,600
Home Value
$1,091
Rent
1988
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.1%
  • 1-unit attached0.4%
  • 2-9 units2.0%
  • 10+ units0.0%
  • Mobile home & other36.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$266,600
Median rent$1,091
Owner-occupied80.7%
Vacant25.4%
Price-to-income4.3x
Est. income to buy$73,000