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ZIP 32794
Housing & Real Estate

ZIP 32794 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32794

Median Home Value

$377,000

Median Rent

$1,845

Affordability Snapshot

$104,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,422/mo PITI).

23%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.0 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32794, a household would need roughly $104,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,422. That is roughly in line with the local median household income ($94,696). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

44.5%-32% vs US avg

Vacancy Rate

12.7%+23% vs US avg

Broadband Access

95.5%+10% vs US avg

4+ Bedrooms

5.6%-62% vs US avg

Built Pre-1939

3.3%-74% vs US avg

Built Post-2014

1.3%-81% vs US avg

Rent Burden >30%

25.7%-48% vs US avg

Mortgage-Free

38.1%-0% vs US avg

$377,000

Home Value

$1,845

Rent

1991

Year Built

N/A

Moved In

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached37.0%
1-unit attached9.3%
2-9 units14.2%
10+ units39.1%
Mobile home & other0.3%

ZIP 32794 — Housing & Real Estate

Housing & Real Estate in ZIP Code 32794

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