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ZIP 32795 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32795

Median Home Value
$264,600
Median Rent
$1,738
Affordability Snapshot
$73,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,700/mo PITI).

33%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

12.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32795, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,700. That is about 16% above the local median household income ($62,813), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
28.9%-56% vs US avg
x
Vacancy Rate
8.1%-21% vs US avg
x
Broadband Access
95.7%+10% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.0%
x
Built Post-2014
2.5%-64% vs US avg
x
Rent Burden >30%
32.1%-35% vs US avg
x
Mortgage-Free
32.2%-16% vs US avg
x
$264,600
Home Value
$1,738
Rent
1994
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached19.9%
  • 1-unit attached4.5%
  • 2-9 units27.2%
  • 10+ units48.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$264,600
Median rent$1,738
Owner-occupied28.9%
Vacant8.1%
Price-to-income4.2x
Est. income to buy$73,000