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ZIP 32802
Housing & Real Estate

ZIP 32802 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32802

Median Home Value

$349,100

Median Rent

$1,737

Affordability Snapshot

$96,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,243/mo PITI).

23%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.7 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32802, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,243. That is roughly in line with the local median household income ($90,833). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

32.0%-51% vs US avg

Vacancy Rate

19.8%+92% vs US avg

Broadband Access

92.3%+6% vs US avg

4+ Bedrooms

0.0%

Built Pre-1939

0.0%

Built Post-2014

6.1%-11% vs US avg

Rent Burden >30%

24.6%-50% vs US avg

Mortgage-Free

15.4%-60% vs US avg

$349,100

Home Value

$1,737

Rent

2006

Year Built

2019

Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached3.1%
1-unit attached0.0%
2-9 units0.0%
10+ units96.9%
Mobile home & other0.0%

ZIP 32802 — Housing & Real Estate

Housing & Real Estate in ZIP Code 32802

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