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Pine Hills CDP, FL

ZIP 32808 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32808

Median Home Value
$218,600
Median Rent
$1,156
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,404/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

15.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32808 in Pine Hills CDP, FL, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,404. That is about 26% above the local median household income ($47,575), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
42.3%-35% vs US avg
x
Vacancy Rate
6.8%-34% vs US avg
x
Broadband Access
87.1%+0% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
2.1%-83% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
32.9%-34% vs US avg
x
Mortgage-Free
28.8%-25% vs US avg
x
$218,600
Home Value
$1,156
Rent
1978
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached52.2%
  • 1-unit attached5.9%
  • 2-9 units19.1%
  • 10+ units21.7%
  • Mobile home & other1.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$218,600
Median rent$1,156
Owner-occupied42.3%
Vacant6.8%
Price-to-income4.6x
Est. income to buy$60,000