US5.com
  1. Home
  2. States
  3. Florida
  4. ZIP 32814
  5. Housing & Real Estate
Orlando city, FL

ZIP 32814 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32814

Median Home Value
$751,400
Median Rent
$2,112
Affordability Snapshot
$207,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,827/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

29.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32814 in Orlando city, FL, a household would need roughly $207,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,827. That is about 60% above the local median household income ($129,712), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
34.5%-47% vs US avg
x
Vacancy Rate
6.8%-34% vs US avg
x
Broadband Access
99.2%+14% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
13.8%-72% vs US avg
x
Mortgage-Free
28.1%-27% vs US avg
x
$751,400
Home Value
$2,112
Rent
2008
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached24.2%
  • 1-unit attached18.9%
  • 2-9 units14.4%
  • 10+ units42.2%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$751,400
Median rent$2,112
Owner-occupied34.5%
Vacant6.8%
Price-to-income5.8x
Est. income to buy$207,000