ZIP Code 32821 — Williamsburg CDP, FL Demographics & Data

ZIP code 32821 covers Williamsburg, FL in Orange County with a population of about 21,765.

At a glance, the area shows median age of 31.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 321, 407, 689; U.S. House district FL-9; the ORLANDO - DAYTONA BCH - MELBRN media market.

Williamsburg, FL matches a tourism / travel destination profile (tourism/destination place names). Search demand here often clusters around weather, landmarks, short stays, and local services — the live 7-day forecast on this page is especially useful for trip planning.

Median household income in ZIP 32821 is about $59,927 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.6%; unemployment rate near 4.4%; 43.7% of adults with a bachelor’s degree or higher (about 10.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Arts and entertainment, Food services, and Retail trade; about 15.0% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $300,300 — about 14% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,661 (about 43% above the U.S. median rent ($1,163)), and owner-occupancy near 35.2% (about 30.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32821 in Williamsburg, FL, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,929. That is about 39% above the local median household income ($59,927), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Williamsburg CDP, FL as Relatively High (composite score 98.4), which is among the highest nationally. The strongest component scores on US5 are flood (98.4) and hurricane (98.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Williamsburg CDP, FL show little to no average snow and around 52.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 974 for ZIP 32821 (Williamsburg CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.