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ZIP 32872
Housing & Real Estate

ZIP 32872 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32872

Median Home Value

$274,800

Median Rent

$1,355

Affordability Snapshot

$76,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,765/mo PITI).

22%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.9 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32872, a household would need roughly $76,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,765. That is roughly in line with the local median household income ($73,403). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

76.8%+17% vs US avg

Vacancy Rate

9.7%-6% vs US avg

Broadband Access

86.3%-1% vs US avg

4+ Bedrooms

8.1%-45% vs US avg

Built Pre-1939

0.0%

Built Post-2014

0.0%

Rent Burden >30%

2.4%-95% vs US avg

Mortgage-Free

41.4%+8% vs US avg

$274,800

Home Value

$1,355

Rent

1985

Year Built

2013

Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached84.9%
1-unit attached4.5%
2-9 units0.7%
10+ units0.0%
Mobile home & other9.8%

ZIP 32872 — Housing & Real Estate

Housing & Real Estate in ZIP Code 32872

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