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ZIP 32911
Housing & Real Estate

ZIP 32911 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32911

Median Home Value

$262,100

Median Rent

$1,670

Affordability Snapshot

$72,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,684/mo PITI).

30%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

13.1 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32911, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,684. That is roughly in line with the local median household income ($67,240). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

73.4%+12% vs US avg

Vacancy Rate

10.0%-3% vs US avg

Broadband Access

99.4%+14% vs US avg

4+ Bedrooms

1.6%-89% vs US avg

Built Pre-1939

0.0%

Built Post-2014

2.6%-62% vs US avg

Rent Burden >30%

55.9%+12% vs US avg

Mortgage-Free

24.6%-36% vs US avg

$262,100

Home Value

$1,670

Rent

2001

Year Built

2015

Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached77.7%
1-unit attached0.0%
2-9 units6.7%
10+ units10.5%
Mobile home & other5.1%

ZIP 32911 — Housing & Real Estate

Housing & Real Estate in ZIP Code 32911

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